Texas Adjuster Practice Test

Is a claim for a twisted ankle during a company softball tournament covered by Texas Worker’s Compensation?

1. Yes

2. No

3. Only if the injury is severe

4. Only if it occurred during work hours

The correct answer is: Yes

A claim for a twisted ankle during a company softball tournament is covered by Texas Worker’s Compensation because the injury occurred during an employer-sponsored event. In Texas, Worker’s Compensation generally provides coverage for injuries that arise in the course and scope of employment. Participation in company-sponsored activities, like a softball tournament, is considered part of an employee's employment duties, especially when it is organized and promoted by the employer. This coverage can extend to injuries sustained during such activities, as they are viewed as part of the workplace environment, facilitating team building and employee engagement. The fact that the event is recreational in nature does not negate the employer's responsibility for injuries that occur during it, provided the injury happened while participating in the event and there are no exclusions noted in the company's Worker’s Compensation policy.